Hi Becky,
I certainly did not intend my post to have even a hint of criticism directed toward you or anyone else on this forum.
The intent of the first paragraph was to reaffirm your decision to give your current broker a chance to compete for the on-line portion of your trading business. You certainly should not be expected to pay the same commission rate for your on-line trades as you do for your trades that require broker interaction.
The second paragraph of the post was a general comment directed mostly toward new traders who will sometimes chase lower commission rates when it is not in their best interest to do so.
Techie