Hi, Peter

Thanks for this info - very helpful. As I mentioned in my note to Erich, I'm leaning toward going electronic, and have to overcome my initial fear of that blasted "technical learning curve". Also considering looking into Xpresstrade - I know that Jeff Koski uses it. No immediate plans, but I plan to do more digging in the near future. In the meantime, I am saving a copy of your note for future reference. I'll be in touch as further questions arise - and will also be looking for input from Tom and others at that time.
Thanks again,
Joe

P.S.

My brother-in-law loves Germany. He was stationed there in the military many years ago, and continues to visit on business trips pretty regularly. He and my sister have SOLD me on the idea of a vacation trip to your beautiful country.
Joe